Risk Tolerance Questionnaire
Determining Your Investor Risk Profile and Investment Objectives
A key step in the financial planning process is to determine your risk profile. This profile will help determine key factors such as your time horizon, investment objectives and attitudes toward investing. This profile is critical in the development of an appropriate asset allocation policy.
To complete this profile, answer each question by circling the number in the right hand column that best matches your situation. Remember to answer the questions according to your investment objectives.
Life Insurance Needs Analysis
Note: These tables help you determine net present value (NPV)., the amount of capital required today to satisfy future income or college cost needs, given an assumed investment return of 6%, inflation of 3% for living costs and 5% for college costs.
|Years Income Needed||Factor|
|Years Before College||Factor|
Capital Needed For College
|Estimated 4-year cost||Appropriate factor from table B||NPV|
|Child 1||Child 2|
|Estimated 4-year cost|
|Appropriate factor from table B3|
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